Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...May 7, 2019 · B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment. Yeah they fucked me too. The day after I got the card, I got an email saying it will close in 1 month. Fucked my credit for 1 purchase. Then B&H said I had to pay off my 4000 dollar laptop before the card closed on Jan 17th or they wouldn't be able to charge it there. I now paid 4K for my laptop on Dec 15, 56 days later and I still don't have shit.B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023 Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.B&H Payboo Credit Card. A fresh perspective at your fingertips. More Details. Apply Benefits Exclusive Cardholder Perks . When You Use Your B&H Payboo Credit Card . Audio cases help protect your professional sound gear for improved durability. To connect different audio equipment, browse compatible audio cables and adapters. Finally, for media storage solutions, consider CDs, DVDs, Blu-ray discs, flash drives, and audio tapes. We stock enough pro audio equipment to outfit any sound system, from ...Introducing the B&H Payboo Credit Card - the first credit card designed to help you save the tax.*Learn more at http://bhpho.to/paybooJust shop at B&H In-Sto...Payboo is not a MasterCard or Visa. It's a store card like those issued by Macy's or The Gap, etc. Those frequently have an APR in the same range. For example: Amazon.com Store Card or Amazon Prime Store Card accounts, standard variable purchase APR is *28.24%* Kohl's, Macy's, JC Penney, all in the 29% range Lord & Taylor is 28% TJMaxx 28% Game ...Photography. B&H has been the USA’s premier photography store for over 40 years. As an authorized seller of Canon, Fuji, Nikon, Olympus, Panasonic, Sony and more, we are committed to providing the best camera gear along with superior knowledge, prices, and shipping. We have the right cameras, lenses, and accessories for beginners, hobbyists ... Introducing the B&H Payboo Credit Card - the first credit card designed to help you save the tax.*Learn more at http://bhpho.to/paybooJust shop at B&H In-Sto...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.Jan 18, 2022 · Pro tip: If you have an existing Comenity account, log into Comenity first, and leave the tab open. Open another tab and go to the PayBoo Comenity site. When you hit apply, log into your B&H account on the PayBoo site, and you may get a pre-approved pop up window offer (SP) to apply. 01-18-2022 08:45 AM. Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.Customers can also check out the savings offered with B&H's own Payboo Card, which instantly refunds the equivalent amount of sales tax on orders shipped to qualifying states.Alternatively ...ASUS GeForce RTX 4070 Dual OC White Edition Graphics Card. B&H # ASDR4070O12W MFR # DUAL-RTX4070-O12G-WHITE. Key Features. Boostable to 2550 MHz. 5888 CUDA Cores. Ada Lovelace Architecture. 12GB of GDDR6X VRAM. Available in other Styles, Configurations & Kits. $61999.The new bank wouldn’t even approve 2K. My credit score should have gone up not down. very disappointing. Yah, I tried calling the bank, calling B&H, no luck. I haven't got my PayBoo card yet but was told my credit limit was $4000, insufficient to have bought my Z9. I asked for $10,000 and they approved $7500.Nov 12, 2021 · The card offers a 5% discount on all purchases or special financing on purchases meeting certain requirements. Like the B&H Payboo card, the Edge card is not a standard credit card and cannot be ... My couple-of-months review: About the same as the old card. Synchrony's card portal was a little more polished, and Comenity is a little more thirsty (I had to unsubscribe from some stupid email messaging) but the basic experience of "go to checkout, select Payboo, tax is instantly covered by card rewards" is the same as before.Scroll down. it is not worth it, it is a scam. They charge so much in interest that it's almost impossible to pay off the balance, unless you pay the whole thing off. The late payment fees are so enormous, I paid off my whole balance and now they want $150 more for being late. These fees are out of control!Aug 5, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. Re: New B&H Payboo card - Comenity. I applied and only got a $4k limit too - not even enough to cover many of my B&H purchases. My scores are in the 800s and all other CLs much higher. Hoping it increases quickly. 01-22-2022 03:12 PM.May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. ASUS GeForce RTX 4070 Dual OC White Edition Graphics Card. B&H # ASDR4070O12W MFR # DUAL-RTX4070-O12G-WHITE. Key Features. Boostable to 2550 MHz. 5888 CUDA Cores. Ada Lovelace Architecture. 12GB of GDDR6X VRAM. Available in other Styles, Configurations & Kits. $61999.Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ...May 8, 2019 · Card transactions are processed through Synchrony Bank (more on them later). There is no annual fee. Use the Payboo store credit card to pay for purchases at bandh.com, by telephone, at their Manhattan retail store, or at B&H B2B and EDU portals. Note that this is not a general purpose credit card and therefore cannot be used at other retailers. 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ...May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. B&H Photo Payboo card impossible to get. 7 months ago. Hi. I used B&H Photo payboo card a lot when they were with Synchrony Bank. I have had to reapply for Comenity Payboo card and keep getting rejected even though I have exceptional credit and make a decent wage. After months of applying (8-14 days to get a reply by mail) Comenity recentely ...B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023 Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service.May 8, 2019 · Introducing the B&H Payboo Credit Card - the first credit card designed to help you save the tax.*Learn more at http://bhpho.to/paybooJust shop at B&H In-Sto... Aug 5, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. B&H Expert Video: Watch & Learn In Less Than 3 Mins. The world of Telescopes Explained, Refractor, Reflector & Cassegrain. Live Chat For More Info. Request Callback. Email. 800.606.6969. Telescope Cases. Other Telescope Accessories. Astronomy Books & Tutorials. Dec 20, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. Expert news, reviews and videos of the latest digital cameras, lenses, accessories, and phones. ... B&H is ending the Payboo program! Started 4 weeks ago ...Dec 20, 2021 · Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022. When You Use Your B&H Payboo Credit Card . Save Instantly on qualifying purchases.‡ Savings appear at checkout right on your receipt.Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.Pay your Comenity Credit Card bill — no online account necessary. Credit Card Account Number. ZIP Code or Postal Code. Identification Type. Last Four Digits of SSN. Find My Account.May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... Introducing the new B&H Payboo Card! Learn more: bhpho.to/payboo So a 5% card at Amazon (Amazon Card / Synch or Chase) or Amazon/Paypal (Quarter on Discover) you would actualy get an extra 1%. I honestly thought that Payboo CC, had a greater value. hmmmm. I kinda see why "Payboo" is not that popular of a card. It depends on the state. While I only get 4% for my zip code, NY 10001 gets 8.875%.Jun 11, 2020 · B&H Payboo Approved! B&H Payboo Approved - $4k. They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ...Make B&H Photo’s Used Department your first stop. From gently used cameras to pre-owned pro gear, we maintain a wide selection of secondhand electronics that can save you loads of cash, whether you want to save on sound systems, smartphones, TVs or video equipment. We know your stuff—and we understand the importance of owning gear you can ... Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account.Alternatively, when an order qualifies for “Special Financing” offers (for example: “No interest if paid in full in 12 months”), customers can select a promotional credit plan instead of “Payboo Savings.” The new Payboo® Card, issued by Comenity Capital Bank, continues to be exclusively for use at B&H and replaces B&H’s prior ...Payboo is a revolving credit card provided by Synchrony Bank for B&H purchases made over the phone, in-store or online. As soon as you complete a transaction with Payboo, the sales tax you paid to your state initially will be refunded to you. You will be compliant with the law, while B&H will comply as well. According to The Digital Story, the ...Audio cases help protect your professional sound gear for improved durability. To connect different audio equipment, browse compatible audio cables and adapters. Finally, for media storage solutions, consider CDs, DVDs, Blu-ray discs, flash drives, and audio tapes. We stock enough pro audio equipment to outfit any sound system, from ...Make B&H Photo’s Used Department your first stop. From gently used cameras to pre-owned pro gear, we maintain a wide selection of secondhand electronics that can save you loads of cash, whether you want to save on sound systems, smartphones, TVs or video equipment. We know your stuff—and we understand the importance of owning gear you can ...These technologies are strictly necessary to provide you with services available through our websites and to use some of its features, such as form submissions, media playback. May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader. Mar 29, 2020 · Payboo is not a MasterCard or Visa. It's a store card like those issued by Macy's or The Gap, etc. Those frequently have an APR in the same range. For example: Amazon.com Store Card or Amazon Prime Store Card accounts, standard variable purchase APR is *28.24%* Kohl's, Macy's, JC Penney, all in the 29% range Lord & Taylor is 28% TJMaxx 28% Game ... May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... Jun 5, 2019 · In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ... Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM.Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM. It's been a few years since Comenity popups consistently led to SP-only approvals (i.e. the Comenity SCT). Until a few DP are reported tied to Payboo preapproval popups that show otherwise the expectation should be that following through and applying would lead to a HP. 01-27-2022 04:44 PM. May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. B&H Photo Payboo card impossible to get. 7 months ago. Hi. I used B&H Photo payboo card a lot when they were with Synchrony Bank. I have had to reapply for Comenity Payboo card and keep getting rejected even though I have exceptional credit and make a decent wage. After months of applying (8-14 days to get a reply by mail) Comenity recentely ...It's been a few years since Comenity popups consistently led to SP-only approvals (i.e. the Comenity SCT). Until a few DP are reported tied to Payboo preapproval popups that show otherwise the expectation should be that following through and applying would lead to a HP. 01-27-2022 04:44 PM. Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%.Re: New Comenity Shopping Cart Trick Card - B&H Payboo. To anyone trying to get a credit limit increase on this card, this just worked for me... I have a 5k limit and attempted a charge for about $6,775. The charge went through successfully and I went to the Comenity B&H website and saw my credit limit was instantly adjusted to $6,800...Special Financing. 6 Months Promo Financing§. On purchases of $199 or more. 12 Months Promo Financing§. On purchases of $599 or more. ‡ Offer available on qualifying purchases. This offer does not apply to purchases of gift cards, other tax exempt purchases, or promotional plan purchases. Photography lighting provides illumination when you're taking a picture or filming video footage in low-light conditions. This usually occurs when you're shooting at night, inside buildings, or in areas with limited sources of light. The proper use of flashes and on-camera lights not only improves the quality of photos and video clips you take ...Jul 1, 2020 · B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ... 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ...The Good. The Bad. Financing options available. No annual fee. Instant credit decision, so you can use the card right away if you're approved. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR of 29.99%. No annual fee. B&H Store Credit Card reports to multiple credit bureaus. B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ...May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... It's here! What gear would you add to your kit with the New Payboo® Credit Card? Learn more about the Payboo® Credit Card's exclusive benefits here: http://...I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AMComenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.
Jun 17, 2022 · Re: New Comenity Shopping Cart Trick Card - B&H Payboo. To anyone trying to get a credit limit increase on this card, this just worked for me... I have a 5k limit and attempted a charge for about $6,775. The charge went through successfully and I went to the Comenity B&H website and saw my credit limit was instantly adjusted to $6,800... . Bg22
Feb 28, 2022 · 2022 update: The B&H Payboo Credit Card program has relaunched and now offers a sales tax refund on orders in qualifying states or the choice of special financing of up to 12 months on... Aug 5, 2021 · The new bank wouldn’t even approve 2K. My credit score should have gone up not down. very disappointing. Yah, I tried calling the bank, calling B&H, no luck. I haven't got my PayBoo card yet but was told my credit limit was $4000, insufficient to have bought my Z9. I asked for $10,000 and they approved $7500. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. B&H and the PayBoo credit card bank give you an instant credit equal to the amount of the sales/use tax.B&H Payboo Credit Card. A fresh perspective at your fingertips. More Details. Apply Benefits Exclusive Cardholder Perks . When You Use Your B&H Payboo Credit Card .As of August 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader. Mar 8, 2022 · p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ... Oct 7, 2021 · Payboo is a revolving credit card provided by Synchrony Bank for B&H purchases made over the phone, in-store or online. As soon as you complete a transaction with Payboo, the sales tax you paid to your state initially will be refunded to you. You will be compliant with the law, while B&H will comply as well. According to The Digital Story, the ... I have preorders in at a few places, but am considering trying with BandH as well. I'd like to use the payboo credit card for that. I have high enough credit to get it, but I have no idea what the starting credit line will be. The A1 is a 6500 dollar camera. What happens if say, they approve me for 5000. B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ...In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ...Aug 5, 2021 · The new bank wouldn’t even approve 2K. My credit score should have gone up not down. very disappointing. Yah, I tried calling the bank, calling B&H, no luck. I haven't got my PayBoo card yet but was told my credit limit was $4000, insufficient to have bought my Z9. I asked for $10,000 and they approved $7500. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. B&H and the PayBoo credit card bank give you an instant credit equal to the amount of the sales/use tax.So a 5% card at Amazon (Amazon Card / Synch or Chase) or Amazon/Paypal (Quarter on Discover) you would actualy get an extra 1%. I honestly thought that Payboo CC, had a greater value. hmmmm. I kinda see why "Payboo" is not that popular of a card. It depends on the state. While I only get 4% for my zip code, NY 10001 gets 8.875%.Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%. May 8, 2019 · Card transactions are processed through Synchrony Bank (more on them later). There is no annual fee. Use the Payboo store credit card to pay for purchases at bandh.com, by telephone, at their Manhattan retail store, or at B&H B2B and EDU portals. Note that this is not a general purpose credit card and therefore cannot be used at other retailers. Jun 5, 2019 · In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ... .